Purchase agreement template: free in Word, or sign it online

Reviewed in October 2026

A purchase agreement is the contract where a buyer and a seller agree on a sale before it closes. It sets the price, the deposit, the conditions and the closing date. This template is built for a home or other real estate, and it adapts to other sales.

Use this template Download in Word

Ten documents free, no card. Signed by the buyer and the seller.

Purchase agreement example, filled in with sample data — Example filled in with sample data

The full purchase agreement

REAL ESTATE PURCHASE AGREEMENT

This Purchase Agreement (the "Agreement") is made on [date] between [seller name], with address at [address] (the "Seller"), and [buyer name], with address at [address] (the "Buyer").

1. Property

The Seller agrees to sell and the Buyer agrees to buy the real property at [street address, city, county, state, ZIP], legal description [legal description or parcel number], together with all fixtures and the following items: [included items] (the "Property"). Excluded items: [excluded items].

2. Purchase Price

The purchase price is USD [amount], payable as follows: (a) an earnest money deposit of USD [amount], delivered to [escrow agent or title company] within [number] days after this Agreement is signed; (b) the balance at closing by wire transfer or certified funds.

3. Financing

[Choose one: This sale is not contingent on financing. / This sale is contingent on the Buyer obtaining a [type] loan of USD [amount] at a rate not above [rate]% within [number] days. If the Buyer cannot obtain it after acting in good faith, the Buyer may cancel and the deposit is returned.]

4. Inspection

The Buyer may have the Property inspected at the Buyer's cost within [number] days after signing. If the Buyer is not satisfied, the Buyer may cancel by written notice within that period and the deposit is returned.

5. Title

The Seller will convey marketable title by [general warranty / special warranty] deed, free of liens except those the Buyer accepts in writing. The Buyer may order a title commitment and object to defects within [number] days.

6. Closing

Closing will take place on or before [closing date] at [place or title company]. Possession passes to the Buyer at [closing / date]. Property taxes, rents and utilities are prorated to the closing date.

7. Disclosures

The Seller will deliver all disclosures required by state and federal law, including the lead-based paint disclosure for homes built before 1978.

8. Risk of Loss

The Seller bears the risk of loss or damage to the Property until closing.

9. Default

If the Buyer defaults, the Seller may keep the deposit as liquidated damages. If the Seller defaults, the Buyer may seek specific performance or the return of the deposit.

10. Governing Law and Signatures

This Agreement is governed by the laws of the State of [state]. It may be signed in counterparts and electronically, and each electronic signature has the same effect as a handwritten one.

Seller

Name: [name]

Signature: ______________

Date: [date]

Buyer

Name: [name]

Signature: ______________

Date: [date]

What the template includes

Names and addresses of the buyer and the seller
Property address, legal description and included items
Purchase price and earnest money deposit
Financing contingency with a deadline
Inspection period and right to cancel
Title, type of deed and time to object
Closing date, possession and prorations
Seller disclosures, including lead-based paint
Risk of loss until closing
What happens if either side defaults
Governing law and consent to sign electronically

What you fill in

Field	Example
Seller	Daniel Ortiz
Buyer	Megan and Luis Carter
Property	1840 Willow Creek Dr, Austin, TX 78745
Purchase price	USD 412,000
Earnest money	USD 8,000 to Lone Star Title
Financing	Conventional loan of USD 329,600 within 30 days
Inspection period	10 days
Closing date	December 12, 2026
State	Texas

How it gets signed

1Choose «Use this template», fill in the fields and review the full purchase agreement.
2Send it by WhatsApp or email. The other party opens the link on their phone without an account.
3They tap the brown bar at the bottom that says «Sign as …» and draw their signature once.
4Everyone gets the signed PDF with its signature certificate. Anyone can check it at signsolu.com/verificar.

The signing screen tells each signer that signing means agreeing to sign electronically. It links to the electronic signature disclosure that the ESIGN Act asks for.

What you get once everyone signs

The signed PDF. The final purchase agreement with every drawn signature in place.
The signature certificate. It lists each signer and the date and time of each signature.
A record you can check. The folio on the certificate opens the document history at signsolu.com/verificar.
Reminders. Turn them on and SignSolú reminds every signer who has not signed yet.

Your first ten documents are free and need no card.

What the law says

A purchase agreement for land must be in writing and signed to be enforced. Every state has this rule in its statute of frauds. A handshake deal on a house does not bind anyone in court.

Some states publish a standard form that agents must use. Texas, California and others have forms from their real estate commission or Realtor association. Buyers and sellers without an agent can use their own written agreement.

The ESIGN Act, 15 U.S.C. 7001 gives an electronic signature the same legal effect as one on paper. A contract cannot be denied effect only because it was signed electronically.

The exceptions in 15 U.S.C. 7003 do not include real estate contracts. The deed that transfers the property is a separate document. Many county recorders still ask for a notarized deed.

When to use a purchase agreement

Sign it as soon as the buyer and the seller agree on price and terms. It locks the deal while the buyer gets the loan and the inspection.

For sale by owner. A seller without an agent sells a house to a buyer they found.
Family sale. Parents sell a rental property to one of their children.
Land. A buyer purchases a vacant lot to build a home.
Investor deal. An investor buys a property in cash with a short closing.

The contingencies that protect the buyer

A contingency lets the buyer cancel and get the deposit back if something fails. Each one needs a clear deadline.

Financing. The buyer can walk away if the loan is denied. Sellers prefer short deadlines and a preapproval letter.

Inspection. The buyer can cancel or ask for repairs after the inspection. Ten days is common for a home.

Appraisal. The buyer can cancel if the property appraises below the price. Add it in clause 3 when a lender is involved.

Sale of another home. The buyer needs to sell first. Sellers often accept it only with a backup offer clause.

How the earnest money works

The deposit shows the buyer is serious. It usually ranges from 1% to 3% of the price.

A title company or escrow agent holds it, never the seller directly. At closing it counts toward the price.

If the buyer cancels within a contingency, the deposit goes back. If the buyer walks away without a reason, the seller can keep it.

Common mistakes

No legal description. A street address alone can be unclear for land. Copy the legal description from the current deed.

Open deadlines. «As soon as possible» gives no one a date to enforce. Write a number of days for each step.

Missing items. Appliances, curtains and sheds cause fights at closing. List what stays and what goes.

One spouse signs. In many states both spouses must sign to sell a home. Add every owner on the title as a seller.

Before you sign

Read every clause of the purchase agreement with the other party before anyone signs. Change what does not fit your deal.
Check how electronic signatures are recognized where you sign in the e-signature validity guide by country.
Learn how anyone can confirm a signed document at signsolu.com/verificar.
Make an online signature once and use the PNG on any PDF, contract or email. It is free and needs no account.

Other templates

Frequently asked questions

Is a purchase agreement signed online legally binding?

Yes. The ESIGN Act gives electronic signatures the same effect as handwritten ones. The signed PDF and its certificate show who signed and when.

Does a purchase agreement transfer the property?

No. It is a promise to sell and buy. The property transfers at closing with a signed deed that gets recorded with the county.

Can I use this template without a real estate agent?

Yes. Buyers and sellers can sign their own written agreement. A title company can then handle the closing.

Can the buyer back out after signing?

Yes, within a contingency and its deadline. Outside of them the buyer may lose the earnest money.

Can I use it to sell something other than a house?

Yes. Change clause 1 to describe the goods or the asset. For a vehicle, a bill of sale is usually the better fit.

Does the other party need a SignSolú account?

No. They open the link on their phone and sign with the brown bar at the bottom.

Can I edit the clauses before sending it?

Yes. After «Use this template» you can change any clause before you send it.